Exploring the Diverse Types of Technology

How to repay Arab Bank credit card

What is the repayment method of Arab Bank credit card? What are the advantages of the convenient payment procedures that banks offer cardholders of these cards? Arab Bank is one of the most famous banks offering a lot of banking services across all branches in several Arab countries. It has earned the trust of many customers in the Arab world who carry credit cards that offer them great service and features. We will discuss the method in detail in this article on making money. let’s go!

What is the repayment method of Arab Bank credit card? What is the convenient payment procedure?

Arab Bank provides a variety of ways to make it easier for customers to obtain services in the simplest way, so we will now introduce more than one way to pay for Arab Bank credit cards, as follows:

1- Payment via Arab Bank website

By visiting the website of Arab Bank, the customer can easily pay by credit card by following the steps below:

• Access the official website of Arab Bank from here.
• Log in to Al Arabi Online by entering your username and password.
• Click on the Payments tab at the top of the home page.
• Then click on the card payment option on the right side of the page.
• Click on the “My Card” account option.
• Select the account number you want to use to pay your credit card.
• Select the credit card to pay.
• Determine the amount to pay.
• Click OK.

So far, the credit card payment is successful.

2- Pay by credit card through the Al Arabi app

Arab Bank provides an electronic application that can be downloaded to mobile phones to facilitate the process of getting services anytime without going to a bank branch. Payment methods for Arab Bank credit cards through the app are as follows:

• Download the Arab Bank app for Android here and for iPhone here.
• Successfully logged into the application.
• Click Card Options in Financial Services.
• Drag the desired credit card to the right.
• Click on the three dots at the top of the page.
• Click Payment Options from the displayed list.
• Choose a payout percentage.
• Click Agree to agree to the terms and conditions.

3-Other payment methods of Arabic bank cards

After reviewing the credit card electronic payment method, the Bank also provides other payment methods, as follows:

• Payment via Arab Bank ATM.
• Payment can be made at one of the bank’s branches.
• What is Arab Bank’s convenient payment procedure?

One of the unique credit card services offered by Arabian Bank is the convenient payment procedure; this allows customers to convert all purchases into monthly installments for up to 60 months at an impressive interest rate of 1.75%.

How to benefit from a convenient payment procedure

Arab Bank’s convenient credit card payment procedure is one of the most important services and customers can benefit from it in the following ways:

• Purchases are made with an Arab Bank credit card with a minimum amount of EGP 500.
• Payments can be transferred to the program by visiting a bank branch or calling 19100, as well as through Internet Banking.
• Customers participating in the program can use up to 90% of the card’s credit limit.

Terms and Conditions of the Easy Payment Program

Arab Bank has established terms and conditions to regulate the process of participating in the Easy Pay program, which must be fully understood in order to obtain the maximum possible benefit from the program, the terms and conditions are as follows:

• The convenient credit card installment service is available if the credit card is compliant with Arab Bank’s regulations.
• Cardholders must meet the general regulations for Arab Bank credit cards in order for customers to be entitled to the convenient payment plan.
• The minimum purchase transaction amount for installment payment is EGP 500.
• Customers choose to pay in installments, ranging from 3 months to 60 months.
• There is no upper limit to the number of bank transactions for installment settlement, as long as it is within the credit limit allowed by the customer.
• The customer undertakes to pay the monthly installments promptly by the due date.
• If the amount to be repaid is paid off before the expiry of the specified installment period, an accelerated repayment commission rate of 3% is charged on the remaining value of the amount.
• The service is available for all transactions that take place locally or internationally.
• The first part is due within one month of the installment plan request.
• Automatically returned transactions cannot be canceled by installments, and customers must contact the 19100 customer service center to confirm the cancellation process.
• If the customer fails to pay for two consecutive installments on the due date, the installment process will be automatically cancelled.

Advantages of Arab Bank Credit Cards

In the process of learning Arabian Bank credit card payments; we now proceed to mention the most salient features of these credit cards for the cardholders of the bank’s customers as follows:

• The card offers its holders the ability to automatically subscribe to the credit card’s Arabi Rewards program.
• Enjoy competitive interest rates of 1.75% per month on cash withdrawals and 1.35% on purchase transactions.
• Clients receive a personal line of credit that meets all their financial requirements.
• Increase the cash withdrawal limit.
• Flexible payment options of up to 5% per month with minimum card balance.
• Benefit from a credit protection plan that covers 100% of your credit card balance in case of death or total disability.
• Easily transfer balances from other banks to the Arab Bank Visa card.
• Enjoy plenty of protection when shopping online.
• A grace period of up to 45 days does not accrue additional interest on purchase transactions provided all obligations are paid by the specified payment date.
• Find out about card balances, purchases, and the possibility to pay through direct banking services.
• The speed of the issuing process.
• Arab Bank credit cards are accepted both locally and internationally.
• In addition to the main card, you can also get 5 sub-cards.
• Benefit from the SMS service provided by your bank with all the updated and regular information about your credit card.

Requirements for getting an Arab Bank credit card

After getting acquainted with the methods of paying for Arabian Bank credit cards, we can determine the necessary requirements to obtain and benefit from the card, as the following conditions need to be met:

1. A copy of the client’s valid national identity card.
2. A copy of the passport of a foreigner residing in the Arab Republic of Egypt.
3. Submit a recent invoice for one of the utility services (electricity, gas, water, landline).
4. Provide detailed proof of the client’s annual income.

Ways to communicate with Arab Bank

Arab Bank offers a number of telephone and electronic communication channels which are available to all customers during the week and they can communicate by:

• Arab Bank website from here
• The contact number of the customer service center is 19100.
• twitter account from here.
• YouTube channel from here.

Arab Bank is one of the most reputed financial banks that offers a large number of banking services in the Arab world, in addition to providing electronic services to make it easy and hassle-free for every customer.

You might also like How to Activate a Direct Debit Card.