How to Activate a Direct Debit Card
How do I activate a Direct Debit Card? What are the advantages of this card? A direct debit card is one of the most common types of cards that are offered by all banks to many segments of society so that they can benefit from the features and services offered by the card, we will look through our website to find out how to activate and Benefit from this card.
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| How to activate a direct debit card with the most famous banks. |
Ways to Activate a Direct Debit Card at a Bank
There are many banks that offer direct debit cards, the most famous of which are probably the National Bank of Egypt and Commercial International Bank (CIB), as they are one of the largest banks in the Arab Republic of Egypt and trusted by millions of customers, so we will go through the following Ways to learn how to activate a direct debit card in both:
First: Commercial International Bank (CIB).
Commercial International Bank (CIB) offers a number of services, including direct debit card activation services, which are done in more than one way; they are as follows:
1- CIB Customer Service
By contacting Industrial Bank Customer Service, a customer can follow the steps below to activate his direct debit card:
- Dial Xingye Wuzhou customer service number 19666.
- Listen to recorded voice messages until the employee communicates.
- Follow the instructions until you reach the list of accounts and cards.
- Enter the card’s PIN.
- Press the number 2 on the card.
- Press 3 to select Manage Cards.
- Select Card Activation.
2- Activation via SMS
ICBC’s direct debit card can be activated via text message, which is the method most customers take because it is clear how to activate a direct debit card by:
- Send an SMS to the number 1491 from the customer’s mobile phone registered with the bank.
- The text of the message consists of writing the number (01) followed by the last 4 digits of the debit card.
- Customers have to wait for a while before receiving a message with a security code.
- The security code is sent back to 1491 via text message.
- Wait until you receive a message that the activation was successful.
Second: National Bank of Egypt
The National Bank, one of the oldest banks in the Arab Republic of Egypt, offers a number of high-quality banking services, including several types of direct debit cards, which can be activated by going to a bank branch or using one of the bank’s ATMs and following: Step operation:
- Go to one of the ATMs affiliated with National Bank.
- Enter the direct debit card to activate.
- Enter a 4-digit passcode.
- A message will appear stating that the card is not activated.
- Click on the Generate Activation Code option.
- Click the button to agree to the terms and conditions that appear on the screen.
- Enter the mobile number registered with the bank until you receive the activation code.
- When you receive the message, you must enter the 6-digit code.
- Customers must set a 4-digit password.
- Enter the password again to confirm.
So far, the direct debit card activation is successful.
Debit Card Activation Instructions
In the process of learning how to activate a direct debit card, it should be noted that no matter which bank the customer belongs to, there are some important instructions that must be paid attention to when activating the direct debit card to ensure the successful activation of the card. The specific operation instructions are as follows:
- Direct Debit Card Activation Service is only available for newly issued Direct Debit Cards and for replacement of lost or damaged cards.
- A phone number registered with the bank must be used for successful activation.
- If the phone number is not updated, the customer will not be able to use the service and he has to go to his bank branch to update the data.
- The customer has to make sure that he has received a text message confirming the successful completion of the card activation process.
- If the customer does not receive the confirmation, he must contact the bank’s customer service in order to take the necessary measures.
Advantages of Direct Debit Cards
After getting familiar with the various methods of direct debit card activation announced by the bank, let’s now understand the advantages of this wonderful card carried by millions of people, as follows:
- This card allows customers to easily control spending.
- Easily access funds by withdrawing money from any ATM.
- The card enjoys a high level of security and confidentiality, as customers receive a text message after every transaction made with the card.
- Ability to collect points for every purchase made through it to get exclusive discounts and offers at several local and international stores.
General Debit Card Fees
Banks set fees for direct debit cards, which vary according to the type of banking transaction performed by the customer, as follows:
- bank process
- The stated fee is in Egyptian Pounds
- Withdraw money from your bank’s machines for free.
- Number of withdrawals from non-bank machines 5.
- The commission for withdrawals from machines outside of Egypt is £20, or 10% of each transaction.
- 60. Replacement of lost cards.
- Daily purchase limit 100,000
- The foreign currency exchange fee is 10%.
- The daily withdrawal limit is 20,000.
Requirements for Getting a Direct Debit Card
Banks in the Arab Republic of Egypt determine the availability of certain documents and documents in order for customers to obtain a direct debit card, which we will review in detail by:
- Copy of valid national ID card.
- Copy of valid passport for non-Egyptian residents.
- Submit receipts for utilities (electricity, gas, water…) dated not older than three months.
- If it is not mentioned in the ID card, please provide proof of occupation.
- Submit documents showing the client’s monthly or annual income.
National Bank’s Most Famous Direct Debit Card
National Bank offers a wide range of direct debit cards to suit all needs and offer great features that we can get to know by:
1 – classic card
The Classic Card is one of the most famous cards offered by Al Ahli Bank and has the following features:
- The card is valid for five years from the date of activation.
- It can be used both internationally and locally.
- It is used for online shopping.
- The daily withdrawal limit is EGP 15,000 in local and EGP 20,000 in foreign currency.
- The card contains contactless functionality.
2- Platinum Direct Debit Card
The Platinum Card is one of the prestigious cards of the National Bank of Egypt and has the following features:
- The card is valid for five years.
- The card can be used to withdraw up to £30,000 in cash, the equivalent of £50,000 in foreign currency, both locally and internationally.
- Buy up to £250,000.
- This card is available to customers who are financially well-positioned with a balance over £1.5 million.
- The card allows cardholders unlimited free access to lounges at certain airports.
- Ability to communicate with a dedicated call center at (19523) 24 hours a day.
Commercial International Bank’s Most Famous Direct Debit Card
Commercial International Bank (CIB) has launched a number of direct debit cards with many wonderful features, we will mention some of them which have been a huge success since their launch as follows:
1- Main CIB
This card has the following features:
- The card has a purchase limit of EGP 100,000 per day.
- Cash withdrawal limit is up to EGP 20,000 per day.
- For every Egyptian pound, customers are awarded one reward point.
- Cardholders enjoy many exclusive discounts in the most prestigious stores.
2- CIB Private
In a unique CIB card with the following characteristics:
- Cash withdrawal limit is up to EGP 20,000 per day.
- There is a purchase limit of up to 125,000 pounds per day.
- Cardholders earn 5 bonus points for every EGP 1.
- Its holders have access to financing of up to £5 million, in addition to an overdraft of up to £1 million.
- Offers great value for online transfers with a daily limit of up to 2 million Egyptian pounds.
- Cardholders get free tickets to the event.
Banks in the Arab Republic of Egypt offer several different ways to activate a direct debit card suitable for all customers, as this card is one of the most used.
You might also like the Arab Bank credit card payment option.
